There’s a certain stigma that can come with a prenuptial or cohabitation agreement, which outlines the fate of a couple’s assets if their marriage or common-law relationship were to end. Some might argue it signals a lack of trust or endurance of the relationship. But the conversation doesn’t have to turn sour, experts say. Most … Read more
It happens every day. People who would never dream of giving out their credit card number after receiving a random call, text, or email give away personal information on social media for free—including birthdates, home addresses, and details often used to answer website security questions. The consequences can be dire. If fraudsters open a credit … Read more
According to a 2025 TD survey, 92% of newcomers understood the importance of building credit before arriving in Canada. Yet 82% of those who applied for credit faced immediate barriers. For many, these challenges go beyond inconvenience. They directly affect immigrants’ ability to secure housing, buy a car, start a business, and simply build a … Read more
Looking for an easy way to cut down your grocery bill? Ibotta is one of the best cash back apps out there that helps you earn money every time you shop. From grocery stores to online retailers, Ibotta gives you real cash back on everyday purchases—no scissors or paper coupons required! Here’s how you can … Read more
Accurately estimating the amount of tax you owe on your 2025 earnings starts with understanding the various federal and provincial tax brackets that apply to you. Below you’ll find tables for all the federal, provincial, and territorial tax brackets applicable to your 2025 income. Use them to project your taxes payable (before deductions) by combining … Read more
We all want to be financially secure, but sometimes our spending habits get the best of us. Whether it’s a daily coffee habit or a major purchase we didn’t need, we can easily waste a significant amount of money over time. While the definition of a “waste of money” is subjective, there are some common … Read more
Cut Expenses by 40%, Build Savings Fast, and Grab This Limited-Time Deal Before It Expires in 24 Hours! Key Insights on Digital MSS What Digital MSS Offers Digital MSS, or Money Spending System, emphasizes real-world budgeting over theory. It includes downloadable templates for zero-based budgeting, biweekly paycheck planning, variable income tracking, sinking funds for irregular … Read more
Last year, Jeff Brown, head of commercial solutions at Equifax Canada, saw a surge in digitally enabled scams in the construction industry. Criminals claiming to be a legitimate contractor would order supplies that could not be easily identified, such as lumber or plumbing parts, for delivery to a supposed job site — only there was … Read more
The fashion retailer, which operates under the Garage and Dynamite banners, says its profit amounted to 56 cents per diluted share for the quarter ended Aug. 2, up from 38 cents per diluted share in the same quarter last year. On an adjusted basis, Groupe Dynamite says it earned 57 cents per diluted share, up … Read more
How are stocks taxed when you inherit them? When a spouse or common law partner is a beneficiary, assets can be transferred to them on a tax deferred basis. So, for this section, we will assume a non-spouse beneficiary. For non-spouse beneficiaries, inheriting stocks usually triggers tax consequences at the estate level, not for the … Read more
