Medicare Premium & IRMAA Estimator
Will your income push you into a higher Medicare tax bracket? Calculate your Part B & Part D premiums and avoid the hidden IRMAA surcharge cliff.
Your Details
IRMAA is calculated based on your tax return from 2 years ago.
Total Monthly Premium
$0
Base Premium + Surcharges
IRMAA Surcharge Portion
$0
Extra penalty based on income
Standard Premium
You are safely within the standard Medicare bracket.
Monthly Cost Breakdown
Complete Your Retirement Planning
Social Security COLA Estimator
Will your next benefit increase cover your personal inflation? Check your real buying power.
Retirement Savings Calculator
See how long your nest egg will last based on your current withdrawal rate and market conditions.
Inflation Savings Guide
Protect your purchasing power. Calculate how inflation impacts your long-term savings and investments.