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Round-up of fab birthday freebies 2025!

Nicola Kelly 4th Oct 2025 If you play your (birthday) cards right, you could treat yourself to a whole week – or even month – of amazing freebies. Loads of companies want to help you mark your special day with free food, vouchers and more.  Of course you will have to sign up to a … Read more

How Much Should I Save a Month? The Engineering Approach to Calibrating Your Savings

How Much Should I Save a Month?: There is no universal dollar amount or single percentage that works for everyone. However, if you want a reliable baseline rooted in structural financial design, you should aim to automatically skim 15% to 20% of your net income straight into a separate, untouchable reserve the exact day your … Read more

10 Signs That You’re not Ready For Retirement

Retirement looks different for everyone, but there are clear signs you’re not ready for retirement that too many people overlook. You might have money saved, yet still feel uneasy about whether it’s enough, or wonder if hidden expenses could derail your plans. Have you ever asked yourself if you’re truly ready to step away from … Read more

WIN! Snug Bud wearable hot water bottle

Michele Lucato 3rd Nov 2025 We’re giving one lucky reader the chance to win a Snug Bud wearable water bottle from Bar-Be-Quick, worth £59.99. the prize It might be getting colder but that doesn’t mean you have to go through winter feeling a bitter chill. The Snug Bud is the hot water bottle you can … Read more

7 ways to save money

Introduction Overview of practical saving strategies You want practical, do-able steps that move you from intent to action. We focus on clear methods you can apply this month, not vague promises. Track, budget, automate, and adjust as you learn what your money does each day. Key approaches you can start with now include tracking expenses, … Read more

The Best Advent Calendars for Christmas 2025

Annie 1st Nov 2025 Reading Time: 12 minutes We have been working hard to test and review the best advent calendars available this year, from classic chocolate ones, to make your own, to luxury advent calendars. Check out this list to find one to treat yourself or a loved one and enjoy the run-up to … Read more

Do you pay GST/HST when you build or renovate a house?

How to Trim Household Fixed Overheads Without Cutting Comforts

There are some unique considerations when you build or substantially renovate a home that are important for anyone considering it. And there may even be rebates available that can put money back into your pocket. Is it a substantial renovation? The concept of a so-called substantial renovation is important for residential real estate and sales tax implications. The … Read more

Unlocking Financial Freedom: The 10 Benefits of Saving Money

When most people think about personal finance, they often focus on earning more. However, the true secret to building lasting wealth lies in what you keep. Understanding the 10 benefits of saving money is essential for anyone looking to transition from living paycheck-to-paycheck to achieving true financial independence. Saving money isn’t just about sacrifice; it … Read more

How to Save Money Fast on a Low Income

Figuring out how to save money fast on a low income can feel like an impossible puzzle. When every single dollar of your paycheck is already stretched to cover basic living expenses, the standard financial advice to “just put away 20% of your income” feels entirely out of touch. However, escaping the paycheck-to-paycheck cycle is … Read more

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